UNTORO, Muhammad.
 Deteksi Dini Kualitas Kredit di PT PNM Berbasis Kepemimpinan Stratejik dan Program Pengembangan Kapasitas Usaha (PKU).
<strong>Jurnal Riset Perbankan, Manajemen, dan Akuntansi</strong>, [S.l.], v. 10, n. 1, p. 11-36, jan. 2026.
ISSN 2541-6669.
Available at: &lt;<a href="https://www.jrpma.sps-perbanas.ac.id/index.php/jrpma/article/view/271" target="_new">https://www.jrpma.sps-perbanas.ac.id/index.php/jrpma/article/view/271</a>&gt;. Date accessed: 08 apr. 2026.
doi: <a href="https://doi.org/10.56174/jrpma.v10i1.271">https://doi.org/10.56174/jrpma.v10i1.271</a>.