SETIA, Wenda; 						ABDULAH, Piter.
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<strong>Jurnal Riset Perbankan, Manajemen, dan Akuntansi</strong>, [S.l.], v. 2, n. 2, p. 137-164, july 2018.
ISSN 2541-6669.
Available at: &lt;<a href="https://www.jrpma.sps-perbanas.ac.id/index.php/jrpma/article/view/35" target="_new">https://www.jrpma.sps-perbanas.ac.id/index.php/jrpma/article/view/35</a>&gt;. Date accessed: 23 apr. 2026.
doi: <a href="https://doi.org/10.56174/jrpma.v2i2.35">https://doi.org/10.56174/jrpma.v2i2.35</a>.